This article explores the latest Mpesa charges 2024 for transferring (sending) and withdrawing funds.
Mpesa is a mobile money transfer service in Kenya offered by Safaricom PLC, the largest mobile network operator in Kenya. Mpesa charges vary depending on the transaction amount (Ksh 5 – Ksh 150,000) and the type of transaction (withdrawing or sending).
Note: These Safaricom Mpesa charges 2024 may be subject to change, and your mobile network operator or M-PESA agent may charge additional fees.
Mpesa Charges for Sending Money to Users 2024
M-PESA customers can send money to other Mpesa users or unregistered users. They can also transfer funds to Poshi la Biashara.
Below is the latest Safaricom Mpesa charges for sending money to other users.
| Mpesa Charges 2024 for Sending Money to Users | |||
| Min (Ksh) | Max (Ksh) | Registered Users | Unregistered Users |
| 1 | 49 | FREE | N/A |
| 50 | 100 | FREE | N/A |
| 101 | 500 | 6 | 45 |
| 501 | 1,000 | 12 | 49 |
| 1,001 | 1,500 | 22 | 59 |
| 1,501 | 2,500 | 32 | 74 |
| 2,501 | 3,500 | 51 | 112 |
| 3,501 | 5,000 | 55 | 135 |
| 5,001 | 7,500 | 75 | 166 |
| 7,501 | 10,000 | 87 | 205 |
| 10,001 | 15,000 | 97 | 265 |
| 15,001 | 20,000 | 102 | 288 |
| 20,001 | 35,000 | 105 | 309 |
| 35,001 | 50,000 | 105 | N/A |
| 50,001 | 150,000 | 105 | N/A |
Mpesa Charges 2024 for Sending Money (Till to Customer)
In addition to users and Poshi la Biashara, you can also transfer money from a Business Till (Lipa na Mpesa) to a customer. Below are the latest charges.
| Mpesa Charges 2024 for Sending to Pochi La Biashara and Business Till to Customer | |||
| Min (Ksh) | Max (Ksh) | Pochi La Biashara | Business Till to Customer |
| 1 | 49 | FREE | FREE |
| 50 | 100 | FREE | FREE |
| 101 | 500 | 6 | 6 |
| 501 | 1,000 | 12 | 12 |
| 1,001 | 1,500 | 22 | 22 |
| 1,501 | 2,500 | 32 | 32 |
| 2,501 | 3,500 | 51 | 51 |
| 3,501 | 5,000 | 55 | 55 |
| 5,001 | 7,500 | 75 | 75 |
| 7,501 | 10,000 | 87 | 87 |
| 10,001 | 15,000 | 97 | 97 |
| 15,001 | 20,000 | 102 | 102 |
| 20,001 | 35,000 | 105 | 105 |
| 35,001 | 50,000 | 105 | 105 |
| 50,001 | 150,000 | 105 | 105 |
Mpesa Charges for Withdrawing Money (Agent)
The Safaricom Mpesa charges for withdrawing money depend on the amount, and customers can get cash from any Mpesa agent or bank ATMs in Kenya. Below is the latest withdrawal M-PESA charges at an agent.
| Mpesa Charges 2024 for Withdrawing Money from a M-PESA Agent | ||
| Min (Ksh) | Max (Ksh) | Withdrawal Mpesa Charges |
| 1 | 49 | N/A |
| 50 | 100 | 10 |
| 101 | 500 | 27 |
| 501 | 1,000 | 28 |
| 1,001 | 1,500 | 28 |
| 1,501 | 2,500 | 28 |
| 2,501 | 3,500 | 50 |
| 3,501 | 5,000 | 67 |
| 5,001 | 7,500 | 84 |
| 7,501 | 10,000 | 112 |
| 10,001 | 15,000 | 162 |
| 15,001 | 20,000 | 180 |
| 20,001 | 35,000 | 191 |
| 35,001 | 50,000 | 270 |
| 50,001 | 150,000 | 300 |
Mpesa Charges for Withdrawal at an ATM
Besides visiting an M-PESA agent, you can withdraw funds from different bank ATMs countrywide. Check out the chart below for the latest Mpesa charges 2024 for withdrawing money at an ATM.
| Mpesa ATM Withdrawal Charges | ||
| Min (Kshs) | Max (Kshs) | M-PESA Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
Charges for other M-PESA Transactions
Below is a Mpesa charges chart for transactions such as registration, balance inquiry, buying airtime, or making deposits.
- All M-PESA deposits: FREE
- M-PESA Registration: FREE
- Buying Airtime through M-PESA: FREE
- M-PESA balance inquiry: FREE
- Changing M-PESA PIN: FREE
Mpesa Charges 2024: FAQs
Here are some of the commonly asked questions about Mpesa charges in Kenya.
What is the maximum Mpesa account balance?
The maximum amount of money you can have in your M-PESA is Ksh 300,000.
What is the daily Mpesa transaction value?
The maximum amount of money you can transact in a day (send or withdraw) on Mpesa is Ksh 300,000.
What is the maximum amount of money per transaction on Mpesa?
The maximum amount of money you can transact at a time on Mpesa is Ksh 150,000.
What is the minimum amount you can withdraw from an M-PESA Agent?
Ksh 50 is the minimum amount you can withdraw at an M-PESA Agent in Kenya.
How to reverse Mpesa?
You can reverse an M-PESA transaction by calling Safaricom on 100 or forwarding your message to 456.
How do I use M-PESA?
Mpesa is available on mobile phones which has a registered Safaricom sim card. Users can also download the Mpesa App from Google Play Store or Apple Store. To register a Safaricom line, you must carry an original ID or passport.
What are the Mpesa charges 2024?
Check out the above chart for the latest Safaricom Mpesa charges.
How much does it cost to send 10000 via Mpesa?
Sending Ksh 10,000 via Mpesa is Ksh 87 to registered users and Ksh 205 to unregistered users. Withdrawing the same amount costs Ksh 112.
In Conclusion
Now you know the new Safaricom Mpesa charges for 2024 and the frequently asked questions about the mobile money service. Please note that you need an identification document (ID or passport) to withdraw money from an M-PESA agent.
Read Also: Top 10 Best Mobile Loan Apps in Kenya
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