Zenka Loan App: How to Apply for Mobile Loans in Kenya

Zenka is a mobile loan app that provides short-term loans to individuals in Kenya. The app was launched in 2018 and is available on Android and iOS platforms.

To use the app, you need to download it from the Google Play Store or the Apple App Store and create an account. You’ll be asked to provide personal information such as your name, phone number, and ID number. Once your account is set up, you can apply for a loan by selecting the loan amount and repayment period.

How the App Works

Zenka uses a proprietary credit scoring system to determine loan eligibility and interest rates. The loan amounts range from Ksh 500 to Ksh 30,000, with repayment periods ranging from 30 to 90 days.

To repay the loan, you can use M-Pesa or Airtel Money. If you fail to repay the loan on time, you’ll be charged a late payment fee of 10% of the outstanding balance.

Overall, Zenka is a convenient and accessible loan app that provides short-term loans to individuals in Kenya. However, it’s important to borrow responsibly and ensure you can repay the loan on time to avoid late payment fees and potential damage to your credit score.


How to Apply for Zenka Loan

You can apply for a loan through their Zenka Mobile App or USSD Code.

Using Mobile App

To apply for mobile loans in Kenya, download the Zenka loan App and follow the following steps.

  • Open the App
  • Enter your Mobile Number
  • Enter your Pin to Log in
  • Wait to get a loan offer
  • Select the preferred amount
  • Click on Apply Now
  • Wait for a confirmation message

Using Zenka Loan App USSD Code

In addition to the mobile app, you can get a Loan using their message-based USSD code. Follow the following steps.

  • Dial *841# from your Safaricom mobile
  • Enter your 4-digit PIN
  • Select the Apply for a Loan option
  • Check information about the cost and terms of the loan
  • Select one of the available terms
  • Wait for the SMS notification

Zenka Loan App Contacts

Below are the current contacts and mobile number for Zenka Digital Limited.

  • Address: 12th floor, Mirage Tower 2, Nairobi.
  • Phone: +254 (0) 207650878
  • Email: support@zenka.co.ke
  • Social Media: Facebook Page

Are you wondering how to get a quick loan in Kenya? Check out these top 10 Kenya mobile loan apps.